State Bank of India SWPO Debit

Dear sir,

I am Jeebandeep Mahapatra. I am suffering with fraud debit charges from my SBI saving account as DEBIT SWPO, amount debited : Rs. 86.

Amount debited on dated 03.12.2019. without any notice.

Kindly refund my money back.

Regards
Jeebandeep Mahapatra

One Reply to “State Bank of India SWPO Debit”

  1. I got message on Jan 4, 2020 of money transfer from SBI Bank without my authorisation.
    Later when i checked my transaction details in Bank statement then description was written something like this:

    “DEBIT-SWPO ########### 01-JAN-20 ################### #-”
    And
    “DEBIT-SWPS ########### 01-JAN-20 ################### #-”

    Don’t panic
    Just Relax & Calm down.

    It is NOT A FRAUD actually what happened was this:
    # I ordered food from SWIGGy and ZOMATO on Jan 1, 2020.
    # I paid online using SBI debit card and at that time payment got successfull (but money wasn’t debited, came to know about it later)
    # food got delivered successfully and on same day later i got message of my failed transaction (yes, same transaction).
    # Now, that same amount of food that i ordered on Jan 1, 2020 was now debited i.e. on Jan 4, 2020.
    # Maybe it happened due to some technical issue.
    I think that same thing happened with others also and that SWPO, SWPS etc. is used for pending transactions.

    Point is whatever the reason your money and account is safe.
    I found it worth sharing considering the difficulty i faced & also due to increasing online money frauds.

    Thank you very much.

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