My name is Vicky Ramesh Mankar,and i am from badlapur, thane district, maharashtra.
Sir I bought Flat on home loan basis from Dhfl bank in julay 2018,And apply for claim pmay subsidy in August 2018.
After few days , I asked Dhfl customer care about pmay subsidy status so they told me that your document was incomplete.
After i submitted all documents and asked dhfl for pmay subsidy status they told me that your file submitted successfully on NHB 04 February 2019.
After some days,Dhfl was Transferred my home loan to SBFC.
When i asked Dhfl regarding pmay subsidy they was told me,"Dhfl has all your pmay subsidy regarding right,but after some days I asked again Dhfl and they told me," Dhfl transferred your home loan to Sbfc so asked them for claiming pmay subsidy,Dhfl Haven’t nothing regarding your home loan and pmay."
When i asked Sbfc regarding pmay subsidy,they told me that "they haven’t any information regarding pmay and
they said ,asked dhfl for claiming pmay subsidy because dhfl sent your file to NHB for claim pmay subsidy so Sbfc give you information only loan regards,about pmay subsidy sbfc haven’t any information."
I am totally disturb from both of them because every bank has a very cheap rate of interest but they can’t decrease there rate of interest.
I am not able to transfer my home loan because of pmay subsidy, bank already told me that if i transfer my home loan to other bank before claiming pmay subsidy,then i am not able to get pmay subsidy from other banks…
so sir please suggest me that what i do, because i m totally disturb from bank they not giving me proper information.
My information below
Name-Vicky ramesh mankar
Address- 001/04,clematis,konark garden,yadav nagar,shirgaon,badlapur east-421503
Dhfl loan code- 1651
sbfc loan code- PR00691403
Pmay loan application number-01856317