I have also cheated by this merchant/SBI. Received a call from the below two numbers
I got call mentioning that, how is your experience using credit card, and person talking in hindi started mentioning that you are eligible for 8k reward points which will be added to your credit account id and it will deducted in your outstanding bill. Although I wasn’t clear on what he was talking even after I asked him twice, he immediately redirected my attention to share the card details. These guys target people who would have got there new credit card. He had my card number and I had to just tell him full 16 digit card number quickly as if he is doing verification. Then he asked me for expiry date and 7 digit code mentioned behind card. He had first 4 digits, which I got to know from bank that its a common code and last 3 digit is unique. He told me that, you shouldn’t be sharing it instead he will redirect to IRV to enter. Then call went on hold mentioning that call is on hold, and he asked me enter 3 digit cvv number.. Then call got redirected to some lad!
y and she mentioned, that one time password would be sent to your mobile and asked me to share. I again told her that I would type and not share.. she did same and I typed the password. Later she asked me to share permanent address and I asked why you need permanent address and she mentioned that hard copy of reward points would be shared. Bank cannot do anything if we share OTP. Police cannot trace.. My money is gone and all because of my mistake.. Lesson learnt – Be careful and do not ever share OTP and card details with anyone.