IRCTC No refund for failed transactions

I booked a ticket which deducted my money via net banking, but there is no status for that ticket. Neither any PNR was generated, nor any sms regarding confirmation of ticket Or refund for the ticket, was sent. This has happened for several number of times.
We are at loss for almost 1500 per transaction. And number of such transaction is huge.
Also, there is no customer care service available. Can we get our refund asap? or we should stop believing in digitalization because definitely your hit and trial is costing us at huge loss.

IRCTC Refund of my cacelation ticket

I santoshkumar cancelation a confirm ticket no 460058686/60058698 &PNR No 2323677626/4537067965 from UnaHimachal/KCG to UHL/SC of Rs 405+405=810 in train no 12707/14554 Dated ############at kachiguda Rly station Sayed 19/11/2016 time 1532hrs vide ticket deposit receipt no 211348.Thé above Amount doesnot credited in my account till date.Details of bank & bank account is already mention in TDR.
Pl Check details &redundant my ac no 30354000833 SBI nr Bhoranj Hamirpur Himachal Pradesh. Thanking you.
With Regards
Santosh kumar
Mob: 9490155984

IRCTC PAYMENT DEDUCTED NOT REFUNDED YET

Transaction Id: 100001522340164
Date of booking:10-Nov-2018
Date of boarding:13-Nov-2018
Reservation status :Not booked
NO PNR number generated.
Transaction amount: 90 INR
The above online transaction failed due to payment gateway failure and has deducted the amount 90 INR from my account although the booking was not reserved. There is a disclaimer over the portal stating that "all payment deducted transactions which failed will be refunded in 3-4 working days". But its almost 2 weeks now, I haven’t received any refund. I have sent several mails and reminders to [email protected] but no reply so far. I attempted to call on helpline irctc but nobody attends the call. Dear Irctc, I need my money asap. Why there is so much delay in returning the public fund?

IRCTC pending from bank end

Booked a ticket under tatkal quota on 09/11/2018 from Nellore to Secunderabad for 10/11/2018 train number 12709 simhapuri express vide Reservation ID : 100001520672635 and an amount of Rs.465.00 has been debited from SBI SB account but the tatkal ticket has been issued with a status that "Pending from Bank End". Till the time of departure the ticket has not been allotted and the amount has not been refunded to me. Submitted for further course of action.

IRCTC PENDING FROM BANK END

PNR Number : Reservation ID: 100001519225488
Train No./Name: 12638 / PANDIAN EXPTicket Type: E-ticket
From: DINDIGUL JN (DG)09 Nov 2018 To: CHENNAI EGMORE (MS)10 Nov 2018 00:00 Hrs Booking Date: 08 Nov 2018Vikalp Status: No
Boarding Station: DINDIGUL JN (DG)Date of Boarding: 09 Nov 2018 00:00 Hrs Quota: TATKALClass: SL
Ticket Charge: 415.49Service Charge: 0.0
Bank Name: AXIS Bank