Due to irresponsive and verse service of LICHFL I decide to switch to SBI. I started my loan take over process. I went to submit my cheque to LICHFL on date 7/nov/17 Pune-Baner office. They rejected to accept they said the amount I need to pay extra 20K. I said will provide extra cheque. Then they said we already presented the ECS to your bank now its not possible you do come after ECS date. Then I requested how much amount I have to pay after that. They are not willing to inform the same.Said on that day we will inform. Then I went to submit the cheque after ECS date. They informed me your outstanding amount less than take over cheque we could not accept it go and get revised draft from SBI. The lady is too arrogant and she told get new outstanding from counter and come with new cheque. For excess amount we will not provide return cheque. On question lady respond the new circular came on 4/Nov/17 and visited to submit after that the lady is not even informed me the same. On!
cross question whole staff threat me to they will harass me and will show the power of their position in branch. It went to heated arguments and they mentioned you cant do anything against us.op
Thats the way they are harassing people not accepting the cheque.Everyday so many heated arguments with people lots of people fade up with them. No twitter handle no online complaint forum. Who will stop them.
I have sent emails, submitted letters physically and called over phone to North Kolkata branch as well to email address provided in website of LIC Housing. The request was given two years ago. Then again I started shifting to another bank, request to LICHFL was given on 1st week of Novemebr, they replied to come after one month. A month is over , they are silent. Email request was sent to corporate address of customer care. But no reply received officially yet.The branch Manager not interested to listen nor doing any service. I am in dark how to get LOD and foreclosure letter as a government institution not thinking about its customers is a very strange thing. I fear to recommend anybody to apply loan from LICHFL ever. But my concern is how to get rid of this relationship. Can I get any solution as I am losing heavily in holding my loan with LICHFL at abnormally higher interest rates. Can anybody help me please. It is total harassment.
After closing of my housing loan account ############. The lic issued balance amount in my favour i.e. in my favour i.e. B.Bisweswara Rao for rs.880672 after deducting due for internal transfer of property. In my loan account and my bank account my name clearly mentioned as B.Visweswara Rao. But they
issued mentioning wrong name. Due to this the bank dishonoured my cheque and deducted charges from my account and asked to submit authentication of my name and cheque. After much struggle the cheque encashed after 8 days. The same informed area manager to repay the deduction charges and interest for the above delayed period. No response one month passed. As the lic is collecting daily interest from me to issue No due certificate. An early action is requested. B.Visweswara Rao
I have already submitted requested application for two documents that is Foreclosure letter and list of documents (lod) for Loan Numbers 11100002577 on dated 23.12.2017.
They are not providing these documents, LICHFL.
So please kindlly arrange of above documents for balance transfer purpose due to interest rate of LICHFL very High rate.
Thanks with Regards,
I have taken a home loan from lichfl in the month of June 2015. Pradhamantri awas yozna were started. I HV taken loan of 1081000/- my annual income was 3 lac but LICHFL IS NOT READY TO GIVE SUSIDY.
PLEASE HELP IN GETTING THE SAME
Please note that my loan account number is ############. I took loan for 20 years as on March 2016.
Till last month my loan dashboard was showing last EMI to be paid at April 2036 with the rate of interest 9.6%, but suddenly from this month its showing 11.25% with last EMI to be paid at April 2041 ( suddenly increase in 5 years).
Please help me to sort this issue.
This is with reference to the file No: 17064780, I hereby bring it to your notice that LICHFL sanctioned a loan amount of 28,50,000 rupees during the year 2011 for the purchase of an independent house. But there is no disbursement of loan amount. Only for the sanction letter LICHFL has deducted Upfront fee , processing fee of 2% total of about 23577 Rs . Till today no disbursement and no refund of amount and no communications from LICHFL.
When I approached the branch Ameerpet, they directed me to talk to Mr.K.Srinivasa Rao ( Code No. HYH0176) who is the initial contact for this loan. Initially he promised me to get back the total refund with interest. Later year after year he has changed the version and still he is saying he is trying his best.
Meanwhile I visited many times to Ameerpet branch and many a time I was asked to write a letter in a a4 sheet paper and submit. I too innocently wrote many letters for no use. Hope the letters are still with Mr.S.Mahadeven (Ameerpet area Manager) and K.Srinivas. The worst part is I have traveled a lot from Pondicherry to Hyderabad for this issue and spent more than what I suppose to get. Almost 8 years I keep approaching the Ameerpet branch and branch mangers and finally I got to know that Madhapur branch is the right place and Mr. Anil Kumar is the Person who deals such cases.
Hence now …..
However, the intention is to know the answer for the following questions and also to get the refund ..
1. How/Why without disbursement of loan the processing fee and upfront fee has been deducted..even if it deducted, when there is no disbursement of loan , why refund is not happened. Is it not LICHFL responsibility to refund the amount ?..
2. Or whether it is refunded and used by Mr.K.Srinivas Rao or Someother
3. Or some fraudulent is happening..
Whatsoever, my kind request is to look into this issue and compensate my loss at the earliest.
I AM BINDU SHIVAKUMAR AND I AM LOCATED IN MUMBAI. ONE MR. VINOD KUMAR HAS TAKEN HOUSING LOAN FOR RS. 4,95,000 FROM JAMSHEDPUR BRANCH AND IT IS SHOWING IN MY CIBIL SCORE. HOW IS IT. SOMEONE ELSE HAS TAKEN LOAN AND SHOWING IN MY CIBIL FORUM. LOAN AMOUNT: Rs. 4,95,000 PAYMENT PENDING: 1,24,435
AMOUNT OVERDUE: 9,088
RATE OF INTEREST: 11.45
PLEASE RECTIFY THIS.. SOME ONE ELSE HAS TAKEN THE LAON AND PLS DO NOT SHOW IT IN MY ACCOUNT.