I tooked a two wheeler loan from TVS CREDIT service and I have payed all my EMI’s.
My last EMI was not deducted on time even I had balance in my account and after few days I recived a call from one of TVS Credit EMI collection agent.
He said you can pay your EMI hard-cash and you will get your NOC after 15 days and You do not have to pay any late penalty .
But almost 7 month has been gone and today I got a call from one of their agent. He said, You have to pay 450 Rs penalty otherwise you will not get your NOC. When I denialed to pay then the executive start abusive language like M*C*, B*C**.
This is unexpected and very cheap activity from TVS Credit Service and I am not going to pay this amount.